Legal Disclaimer

Lava Capital Pte. Ltd. (“Lava Capital”) does not warrant or represent that the information contained on this website is free from errors or omissions or that it is suitable for your intended use.

1. Lava Capital Pte. Ltd.:

(a) does not give any warranty or make any representation as to the accuracy, reliability, completeness, or security of the information contained on this website, including any changes in circumstances after the date of publication that may affect the accuracy or relevance of the information;

(b) reserves the right to change, amend, or update information contained on this website from time to time without prior notice;

(c) makes no representation in relation to, and accepts no responsibility for, any third-party website or external resource that you may access through links provided on this website; and

(d) retains all applicable rights, including copyright and other intellectual property rights, in the content, materials, and information published on this website, except where otherwise stated.

2. Trademarks

Users must not use, reproduce, modify, or otherwise exploit any trademarks, logos, service marks, or other intellectual property appearing on this website without the prior written authorisation of Lava Capital or the relevant rights holder.

3. Use of Website Materials

Users of this website must not:

(a) alter, modify, reproduce, or otherwise interfere with the information or materials contained on this website;

(b) use any material contained on this website for any purpose other than personal, informational, or otherwise authorised use;

(c) distribute, copy, reproduce, publish, transmit, or commercially exploit any material available through this website unless expressly authorised by Lava Capital; or

(d) post, transmit, or introduce any material that is defamatory, unlawful, misleading, infringes intellectual property rights, violates applicable laws or regulations, or is otherwise inappropriate.

4. Personal Use

Users may print or retain a hard copy of material available on this website for their personal and non-commercial use, except where a specific notice indicates that such use is prohibited.

Any reproduction must retain all applicable copyright, trademark, and proprietary notices.

5. General Information

The information contained on this website is provided for general informational purposes only.

Nothing contained on this website should be interpreted as constituting an offer, invitation, solicitation, recommendation, or endorsement to acquire or dispose of any investment, financial product, security, or other financial instrument unless expressly stated otherwise and permitted under applicable law.

Information presented on this website may not be appropriate for every individual or investor. Before making any investment or financial decision, you should consider your own circumstances and, where appropriate, obtain advice from an appropriately qualified professional.

6. No Personalised Financial Advice

The information contained on this website is general in nature and has not been prepared with regard to any particular person’s investment objectives, financial situation, financial needs, or circumstances.

You should not rely solely on information contained on this website when making an investment or financial decision.

Where appropriate, you should seek independent professional advice before making any investment decision.

7. Limitation of Liability

To the extent permitted by applicable law, Lava Capital Pte. Ltd. shall not be liable to any person for any loss, damage, cost, or expense arising directly or indirectly from:

• reliance on information contained on this website;
• any errors or omissions in website content;
• the use or inability to use the website;
• unauthorised access to or misuse of the website;
• interruptions, delays, technical failures, or security incidents; or
• any reliance placed on information provided through third-party websites or services.

Nothing in this disclaimer is intended to exclude or limit any liability that cannot lawfully be excluded or limited under applicable Singapore law.

8. Currency

Unless otherwise expressly stated, any reference to “$”, “dollars”, or other currency amounts on this website should be understood according to the currency specified in the relevant content.

Where no currency is specified, users should not assume that the amount refers to Singapore dollars.

9. User-Submitted Information

Where users submit, upload, or otherwise provide information or material to Lava Capital through this website, users are responsible for ensuring that they have the necessary rights and authority to provide that material.

Users agree not to submit material that is unlawful, defamatory, misleading, fraudulent, infringes the rights of another person, or otherwise violates applicable laws or regulations.

Lava Capital reserves the right to remove or restrict access to user-submitted material where it considers this necessary or appropriate.

10. Communications and Feedback

Information, feedback, questions, comments, or other communications submitted through this website may be reviewed and processed by Lava Capital for the purposes for which they were submitted and in accordance with our applicable privacy and data-protection practices.

Personal data will be handled in accordance with Lava Capital’s Privacy Policy and Data Protection Notice and applicable Singapore data-protection requirements, including the Personal Data Protection Act 2012 (PDPA).

11. Third-Party Links

Links to third-party websites may be provided for convenience and informational purposes.

The inclusion of any external link does not necessarily constitute or imply an endorsement, recommendation, approval, affiliation, or association between Lava Capital and the relevant third party, its products, or its services.

Lava Capital does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites.

Users should review the relevant terms of use and privacy policies before interacting with third-party websites.

12. Website Monitoring and Security

To the extent permitted by applicable law, Lava Capital may monitor website activity for purposes including security, fraud prevention, system administration, performance monitoring, compliance, and maintaining the integrity of our systems.

By using this website, you acknowledge that electronic communications and internet-based services may involve inherent security risks and that no online system can be guaranteed to be completely secure.